Loans Available in the Federal Student Loan Repayment Program

Yesterday, we looked at an overview of the Federal Student Loan Repayment Program.

Here is a list of the loans that qualify under the student loan repayment program that you should consider:

Federal Family Education Loans (FFEL):

  • Subsidized Federal Stafford Loans
  • Unsubsidized Federal Stafford Loans
  • Federal PLUS Loans
  • Federal Consolidation Loans


William D. Ford Direct Loan Program (Direct Loans):

  • Direct Subsidized Stafford Loans
  • Direct Unsubsidized Stafford Loans
  • Direct PLUS Loans
  • Direct Subsidized Consolidation Loans
  • Direct Unsubsidized Consolidation Loans


Federal Perkins Loan Program:

  • National Defense Student Loans (made before July 1, 1972)
  • National Direct Student Loans (made between July 1, 1972 and July 1, 1987)
  • Perkins Loans (made after July 1, 1987)


Loans made or insured under the Public Health Service Act include the following:

  • Loans for Disadvantaged Students (LDS)
  • Primary Care Loans (PCL)
  • Nursing Student Loans (NSL)
  • Health Professions Student Loans (HPSL)
  • Health Education Assistance Loans (HEAL)


You should also be aware that loans that were purchased or sold by the original holder are eligible for payment, assuming the other conditions of the regulations are met.

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